Leading Bank Partners
SBI, HDFC, ICICI, Axis Bank, and other major HFCs offer NRI-specific home loan products with competitive rates.
Years of Trust
Happy Families
Projects Delivered
All Yashada projects are RERA registered, ensuring transparency, timely delivery, and complete legal security.
Yashada projects are strategically located in high demand areas like Baner, Punawale, Ravet, and Wakad.
High demand from IT professionals, industrial workers and students ensures consistent strong rental yield.
Pune have seen consistent 8–12% annual appreciation, driven by IT parks, metro expansion, and infrastructure growth
From virtual site tours to Power of Attorney-assisted documentation, we have perfected the art of zero-hassle NRI transactions.
Over 25 years of delivering quality homes across Pune with 6,000+ happy families — Yashada Realty stands for timely possession and craftsmanship.
Disclaimer- *Return potential is based on current market trends and historical performance. Future appreciation is subject to market conditions, government policies and other factors.
HOW TO BUY YOUR HOME FROM ABROAD
Reach our dedicated NRI specialists via phone, WhatsApp, or email. Schedule a virtual consultation at your convenience.
Experience our projects through HD virtual walkthroughs, 3D floor plans, and live video calls with our site team.
Submit documents digitally. Book with a token amount via NRE/NRO bank transfer. We guide you every step of the way.
Our legal team verifies title, RERA registration, and prepares the sale agreement. Power of Attorney handled remotely.
Keys handed over on your visit to India, or managed by a trusted representative. Post-possession support included.
WHAT YOU NEED TO
KNOW LEGALLY
As an NRI navigating the legalities of purchasing a home in India from abroad can seem complex. We've simplified the essential legal framework to help make your home-buying journey transparent, secure, and hassle-free. From eligibility and documentation to property ownership regulations, understanding these key legal aspects will ensure a smooth and confident investment experience.
Under RBI's general permission, the following may freely purchase residential and commercial property in India:
Note: Agricultural land, plantation property, and farmhouses require specific RBI approval for all categories.
Keep the following documents ready to initiate your property purchase process:
All NRI property purchases in India are governed by the Foreign Exchange Management Act (FEMA), 1999.
Understanding your tax obligations ensures a smooth, compliant investment in India:
WHAT YOU NEED TO
KNOW LEGALLY
As an NRI navigating the legalities of purchasing a home in India from abroad can seem complex. We've simplified the essential legal framework to help make your home-buying journey transparent, secure, and hassle-free. From eligibility and documentation to property ownership regulations, understanding these key legal aspects will ensure a smooth and confident investment experience.
Note: Agricultural land, plantation property and farmhouses cannot generally be purchased by NRIs/OCIs under the general permission route. Separate FEMA/RBI regulations and limited exceptions (e.g., inheritance) may apply. Property acquisitions must comply with FEMA payment and banking requirements.
HOME LOANS
FOR NRIs
NRIs can avail home loans from leading Indian banks and housing finance companies to purchase property in India. Loans can be repaid through your NRE/NRO account or via inward foreign remittances.
We at Yashada Realty have forged strategic partnerships with all prominent Indian banks to make home financing effortless for our clients. Our dedicated in-house loan team works closely with you to expedite approvals and ensure a seamless, stress-free journey to owning your dream home.
SBI, HDFC, ICICI, Axis Bank, and other major HFCs offer NRI-specific home loan products with competitive rates.
EMIs via NRE/NRO accounts. Income earned abroad is considered for loan eligibility assessment.
Apply online, submit documents digitally, and complete the process without visiting India.
Repatriation of rental income and sale proceeds is generally permitted subject to FEMA regulations, applicable limits, prescribed documentation and tax compliance requirements.
YOUR QUESTIONS, ANSWERED
Who qualifies as an NRI for property purchase?
An NRI (Non-Resident Indian) is an Indian citizen who resides abroad for employment, business, or vocation, or under circumstances indicating an intent to stay abroad for an uncertain duration. They hold a valid Indian passport and are recognized under the Foreign Exchange Regulation Act.
Can OCI/PIO cardholders also purchase property?
Yes. Both OCI (Overseas Citizens of India) and PIO (Person of Indian Origin) cardholders can purchase residential and commercial property in India under RBI’s general permission. They cannot, however, purchase agricultural land, plantation property, or farmhouses without specific RBI approval.
Can I buy property jointly with a resident Indian?
Yes. An NRI can purchase property jointly with a resident Indian or another NRI. Joint purchase with a foreign national who is not of Indian origin is generally not permitted without specific RBI approval.
Is there a limit on the number of properties an NRI can buy?
There is no restriction on the number of residential or commercial properties an NRI can purchase in India. However, the acquisition of agricultural land remains subject to RBI approval regardless of quantity.
Can my family member manage the property on my behalf?
Absolutely. You can execute a Power of Attorney (POA) in favour of a trusted relative or representative in India. This person can manage all aspects of the property on your behalf, including signing documents and handling possession.
Through which accounts can NRIs make property payments?
Eligible NRIs and OCIs may pay for residential or commercial property through inward remittance via normal banking channels or from their NRE, NRO, or FCNR(B) accounts maintained with authorized banks in India. Payments through foreign currency notes or traveler’s cheques are not permitted.
What taxes apply when an NRI sells property in India?
Long-term capital gains (property held over 2 years) are taxed at 12.5% without indexation benefits. Short-term capital gains (property held less than 2 years) are taxed as per your income tax slab. TDS at applicable rates is deducted by the buyer at the time of payment. NRIs may benefit from DTAA provisions to avoid double taxation.
Can I repatriate the sale proceeds to my country of residence?
Yes. The Government of India allows repatriation of up to the original purchase amount or the sale proceeds, subject to applicable taxes and RBI guidelines. NRIs can repatriate up to USD 1 million of their sale proceeds after fulfilling tax obligations.
Is rental income from my Pune property taxable?
Yes, rental income earned from property in India is taxable under the Indian Income Tax Act, regardless of where you reside. However, you may be eligible for deductions on municipal taxes, mortgage interest, and a standard deduction of 30% on the net annual value.
START YOUR HOMECOMING JOURNEY
Reach Our NRI Desk
We’re available for calls, WhatsApp, and video consultations at your convenience — wherever you are in the world.
NRI HELPLINE
+91 89565 47323 (India)
Available 9 AM – 9 PM IST
EMAIL
nri@yashadarealty.com
Response within 24 hours
WHATSAPP
+91 89565 47323
Available for chat & video calls
WEBSITE
www.yashadarealty.com
NRI Desk section for updates
HEAD OFFICE
Yashada Realty, Above Fashion Factory,
Pimple Saudagar, Pune – 411027
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